Disclosures

Last updated: October 2, 2026

Merchant cash advances are not loans

A merchant cash advance is the purchase of a portion of a business's future receivables. The cost is usually expressed as a factor rate.

New York Commercial Finance Disclosure Law

For commercial financing offers of $2.5 million or less to New York businesses, the provider must give you a written disclosure at the time of the offer, including the total repayment amount and estimated annual percentage rate. Read it before you sign.

Illustrations

Examples on this site are illustrations only and are not offers. Actual amounts, costs, and terms are set by the funder.